Afterpay
Best for orders up to $2,000. Zero interest when paid on time. Late fees apply if a payment is missed.
- Approved in seconds at checkout
- Pay 25% today, then 3 fortnightly
- No paperwork, no phone calls
All finance partners available at checkout
Finance
Ride now. Pay later.
Without the interest.
4 pays
Afterpay · no interest
Shop Pay
Installments built in
0 fees
When you pay on time
Split your bike (and accessories) into four interest-free payments with Afterpay or Shop Pay Installments. Apply in the checkout, get approved in seconds, ride away the same day if you're in Brisbane or dispatch to your door if interstate.
Not sure which? Compare the two options →
Options · Finance
Two ways to split the cost.
Both run at checkout — pick whichever matches the limit and schedule you want. Your credit decision happens in real time.
Shop Pay Installments
Best if you already shop with Shop Pay. Built into the Shopify checkout, no separate account needed.
- Single-click checkout
- Pay in 4 or monthly
- Same soft-check flow
How it works
Add the bike (and anything else) to your cart, hit checkout, and pick your finance partner. The partner does a soft credit check, approves the limit, and you finish the order. First payment is usually today, next payment is 2–4 weeks out, depending on the plan. No early-repayment fees — pay it off any time.
No interest on time
Keep to the payment schedule and you pay zero interest and zero fees on any of the three options.
Soft credit check
Afterpay runs a soft check — applying won't ding your credit file. Shop Pay uses your existing Shop account.
Seconds to approve
No phone calls, no paperwork. Decision in real time at checkout. If you're approved, you finish the order.
Shipping from $129
$129 to NSW, VIC, QLD, ACT and SA. Tracked freight, fully insured. TAS, NT and WA quoted at checkout.
Common questions
Finance FAQ.
What's the maximum I can spend on finance? +
Afterpay caps at $2,000. Shop Pay Installments usually caps at $3,000 for most customers. Limits are set by the finance provider, not us.
Will applying hurt my credit score? +
Afterpay runs a soft check at application — this doesn't appear on your full credit file and doesn't impact your score. Shop Pay uses your existing Shop account.
Can I combine finance with Rent-to-Own? +
No. Rent-to-Own is a separate agreement for Brisbane delivery riders and is the alternative to an upfront purchase. Finance is for customers buying the bike outright in instalments.
What happens if I miss a payment? +
Afterpay charges a late fee (typically $8–$10). Keep missing payments and your account can be locked until you catch up. We don't chase you for it — the finance partner handles repayments end-to-end.
Do you offer longer-term finance through a bank or Humm? +
Not at present. We've kept finance partners to Afterpay and Shop Pay because they're fastest to approve and have the lowest fees for this price range. Interstate buyers after longer-term lending should talk to their own bank.
Ready to ride?
Pick your bike. The finance partner you choose gets plugged in during checkout. Takes about 3 minutes from cart to approved.
Shop all bikes →
Afterpay · Shop Pay Installments